Florida Bankruptcy Exemptions

Dwelling house, mobile home used as residence, or modular home, owned and occupied by debtor on the land of another

100%

Fla. Stat. Ann. § 222.05

Homestead of any person (may be recorded by written statement with Circuit Court)

160 acres of contiguous land and improvements if located outside municipality or 1/2 acre of contiguous land and improvements in municipality used as residence by owner or his family

Art. 10, § 4(a)(1) of Constitution, Fla. Stat. Ann. §§ 222.01, 222.02 & 222.05

One motor vehicle

$1,000

Fla. Stat. Ann. § 222.25(1)

Wildcard Exemption (if no homestead exemption is claimed)

$4,000

Fla. Stat. Ann. § 222.25(4)

Personal property of any nature

$1,000

Fla. Const. Art. 10, § 4(a)(2)

Disposable earnings (exempt earnings in bank account are exempt for 6 month if traceable)

$750 per week for head of family The greater of 75% or 30 times the federal minimum hourly wage per week for other persons

Fla. Stat. Ann. § 222.11

Cash surrender value of life insurance policies on lives of state residents

100%

Fla. Stat. Ann. § 222.14

Proceeds of life insurance policies of resident insured payable to another

100% (exemption applies only to insured)

Fla. Stat. Ann. § 222.13

Preneed Funeral Contract Consumer Protection Fund

100%

Fla. Stat. Ann. § 497.456(8)

Fraternal Benefit Society benefits

100%

Fla. Stat. Ann. § 632.619

Disability insurance benefits

100%

Fla. Stat. Ann. § 222.18

Proceeds of annuity contracts of state residents or citizens

100%

Fla. Stat. Ann. § 222.14

Federal tax refund or earned income credit

100%

Fla. Stat. Ann. § 222.25(3)

Professionally prescribed health aids

100%

Fla. Stat. Ann. § 222.25(2)

Benefits from and contributions to retirement or profit-sharing plan qualified under I.R.C.

100% of tax-qualified amounts

Fla. Stat. Ann. § 222.21(2)

Retired public employees health insurance subsidies

100%

Fla. Stat. Ann. § 112.359 & 112.363

Pension money of U.S. pensioner

3 months' pension if needed for support of debtor or family

Fla. Stat. Ann. § 222.21(1)

Government employees deferred compensation benefits

100%

Fla. Stat. Ann. § 112.215(10)(a)

State and county employees' retirement benefits

100%

Fla. Stat. Ann. § 122.15

Public employees' retirement benefits

100%

Fla. Stat. Ann. § 121.131

Teacher's retirement benefits

100%

Fla. Stat. Ann. § 238.15

Firemen's retirement benefits

100%

Fla. Stat. Ann. § 175.241

Police retirement benefits

100%

Fla. Stat. Ann. § 185.25

Workmen's compensation benefits

100%

Fla. Stat. Ann. § 440.22

Crime victim’s compensation

100%, except for expenses resulting from the injury which is the basis for the claim

Fla. Stat. Ann. § 960.14

Veterans' benefits

100%

Fla. Stat. Ann. § 744.626

Unemployment compensation benefits

100%

Fla. Stat. Ann. § 443.051

Damages for injuries or death awarded to employees in hazardous occupations

100%

Fla. Stat. Ann. § 769.05

Specific partnership property

100% of partner's interest

Fla. Stat. Ann. § 620.8203

Benefits listed in 11 U.S.C. 522(d)(10) (See Federal Bankruptcy, Exemptions supra, this Appendix, for specific benefits)

100% of federal exemption amounts

Fla. Stat. Ann. § 222.201

Moneys paid into or out of Florida Prepaid College Trust Fund or Medical Savings Account

100%

Fla. Stat. Ann. § 222.22