Ohio Bankruptcy Exemptions

One parcel or item of real or personal property used as residence by debtor or a dependent of the debtor

$132,900

Ohio Rev. Code § 2329.66(A)(1)(a)&(b)

1 motor vehicle

$3,450

Ohio Rev. Code § 2329.66(A)(2)

Any property chosen by debtor

$1150 (this exemption applies only in bankruptcy cases)

Ohio Rev. Code § 2329.66(A)(18)

Any property exempt under any non-bankruptcy federal statute

100% of federal exemption

Ohio Rev. Code § 2329.66(A)(17)

Disposable earnings earned in preceding 30 days (disposable earnings are earnings less deductions required by law)

75% OR 30 times the federal minimum hourly wage per week (65 times if paid semimonthly, 130 times if paid monthly) WHICHEVER IS GREATER

Ohio Rev. Code§ 2329.66(A)(13)

Sickness & accident insurance benefits

Amount reasonably necessary to support debtor and dependents

Ohio Rev. Code §§ 3923.19, 2329.66(A)(6)(e)

Fraternal Benefit Society benefits

100%

Ohio Rev. Code §§ 3921.18, 2329.66(A)(6)(d)

Group life insurance policies & proceeds

100%

Ohio Rev. Code §§ 3917.05, 2329.66(A)(6)(c)

Proceeds & avails of life insurance & annuity policies payable to spouse, children, dependent relative, or creditor of insured

100%

Ohio Rev. Code §§ 3911.10, 2329.66(A)(6)(b)

Death benefits paid by benevolent society or association to family of deceased member

$5,000

Ohio Rev. Code §§ 2329.63, 2329.66(A)(6)(a)

Payments under stock bonus, pension, profit-sharing, annuity or similar plan on account of illness, disability, death, age or length of service, to the extent reasonably necessary for support of debtor or dependents

100%

Ohio Rev. Code § 3923.19(B)

Benefits under policies of sickness and accident insurance, to the extent reasonably necessary for support of debtor or dependents

100%

Ohio Rev. Code § 3923.19(A)

Burial lots

100%

Ohio Rev. Code §§ 1721.10, 517.09,2329.66(A)(8)

Medically necessary or professionally prescribed health aids

100%

Ohio Rev. Code § 2329.66(A)(7)

Items of jewelry

$1,450

Ohio Rev. Code § 2329.66(A)(4)(b)

Household furnishing & goods, appliances, books, animals, crops, musical instruments, firearms, and hunting & fishing equipment held primarily for the personal, family or household use of the debtor

$525 per item, but cannot include items listed in division (A)(3), above. (Aggregate limit is $11,525)

Ohio Rev. Code § 2329.66(A)(4)(a)

Cash on hand, money due & payable, money due within 90 days, tax, refunds and money on deposit (may include portion of earnings not otherwise exempt)

$425 (this exemption applies only in bankruptcy cases)

Ohio Rev. Code § 2329.66(A)(3)

* * Payments in compensation for loss of future earnings of debtor or of a person of whom debtor is or was a dependent

Amount reasonably necessary to support debtor & dependents

Ohio Rev. Code§ 2329.66(A)(12)(d)

Wearing apparel, beds & bedding

$200 per item (no aggregate limit)

Ohio Rev. Code § 2329.66(A)(3)

* *Personal injury awards to debtor or to a person for whom debtor is a dependent (does not include amounts awarded for pain & suffering or for actual pecuniary loss)

$21,625

Ohio Rev. Code § 2329.66(A)(12)(c)

* * Payments on account of the wrongful death of person of whom debtor was a dependent

Amount reasonably necessary to support debtor & dependents

Ohio Rev. Code § 2329.66(A)(12)(b)

Pension and disability-police and firemen

100%

Ohio Rev. Code §742.47

The right to payments under certain private pension or annuity plans (see statute for limitations)

amount reasonably necessary to support debtor & dependents

Ohio Rev. Code § 2329.66(A)(10)(b)

Pension & retirement benefits of public employees, volunteer firemen & dependants, policemen, teachers, school employees, & highway patrolmen

100%

Ohio Rev. Code §§ 2329.66(A)(10)(a)

Volunteer firefighters' benefits

100%

Ohio Rev. Code § 146.13

Retirement state-highway patrol

100%

Ohio Rev. Code § 5505.22

Old Age and Survivors' insurance benefits for municipal employees

100%

Ohio Rev. Code § 145.56

Pension-state teachers, public school employees

100%

Ohio Rev. Code §3309.66

Assets and benefits of Keogh or H.R. 10 Plan

Amount reasonably necessary for the support of debtor and dependent

Ohio Rev. Code § 2329.66(A)(10)(d)

Assets and benefits of individual retirement annuities, IRAs, Roth IRAs and Education IRAs

100% of amounts qualified under or protected by the Internal Revenue Code

Ohio Rev. Code § 2329.66(A)(10)(c)

Seal & register of notary public

100%

Ohio Rev. Code §§ 147.04, 2329.66(A)(15)

Implements, professional books, or tools of debtor's profession, trade or business, including agriculture

$2,175

Ohio Rev. Code § 2329.66(A)(5)

Workmen's compensation benefits

100% (except child support)

Ohio Rev. Code § 4123.67, 2329.66(A)(9)(b)

Living maintenance or rights benefits (a)

100%

Ohio Rev. Code § 3304.19, 2329.66(A)(9)

General assistance benefits

100%

Ohio Rev. Code §2329.66(A)(9)(e)

* * Crime reparations awards

100% (exemption does not apply against creditors furnishing products, services or accommodations included in the award

Ohio Rev. Code § 2743.66(D), 2329.66(A)(12)(a)

Earned Income Tax Credit & Child Tax Credit

100%

Ohio Rev. Code §2329.66(A)(9)(g)

Disability assistance payments

100%

Ohio Rev. CODE §§ 2329.66(A)(9)(f), 5115.06

Cash assistance payments under Ohio work first program

100%

Ohio Rev. CODE §§5107.75,2329.66(A)(9)(d)

Unemployment compensation benefits

100%

Ohio Rev. CODE §§4141.32; 2329.66(A)(9)(c)

Right to receive alimony, child support, an allowance or maintenance

Amount reasonably necessary to support debtor & dependents

Ohio Rev. Code § 2329.66(A)(11)

Property of benevolent societies-regalia, insignia, journals, etc.

100%

Ohio Rev. Code §2329.64

Debtor's interest in specific partnership property

100%

Ohio Rev. Code §§ 1775.24, 2329.66(A)(14)

Tuition credits and tuition credit contract payments

100%

Ohio Rev. Code §§ 2329.66(A)(16), 3334.15