Utah Bankruptcy Exemptions

Homestead consisting of debtor's residence, which may consist of a dwelling or mobile home in which debtor resides plus up to 1 acre of surrounding land reasonably necessary for use of residence

If primary residence:$20,000 if individually owned; $40,000 if jointly owned If not primary residence: $5,000 if individually owned; $10,000 if jointly owned

Utah Code Ann. § 78B-5-503

One motor vehicle used in debtor's business or profession, other than for traveling to and from work (Does not include off-highway or recreational vehicles. See UCA § 78-23-8(3)(a))

$2,500

Utah Code Ann. § 78B-5-506(3)(b)

Disposable earnings

75% or 30 times the federal minimum wage (WHICHEVER IS GREATER)

Utah R. Civ. Pro. 64 D and Utah Code Ann. § 70C-7-103

Life insurance proceeds or benefits payable to spouse or children of insured (policy must be owned by debtor for 1 year or more)

100%

Utah Code Ann. § 78B-5-505(1)(a)(xi)

Benefits payable for medical, surgical or hospital care

Extent used by debtor or dependent for such care

Utah Code Ann. § 78B-5-505(1)(a)(iv)

Disability, illness or unemployment benefits of debtor or dependent

100%

Utah Code Ann. § 78B-5-505(1)(a)(iii)

Fraternal Benefit Society benefits

100%

Utah Code Ann. § 31A-9-603

Proceeds and avails of unmatured life insurance policies owned by debtor for 1 year or more

100%

Utah Code Ann. § 78B-5-505(1)(a)(xi)

Sofas, chairs & related furnishings reasonably necessary for one household

$500

Utah Code Ann. § 78B-5-506(1)(a)

Proceeds of claims for bodily injury of debtor or proceeds of claims for bodily injury or wrongful death of an individual of whom debtor was or is a dependent

100% of compensatory amount

Utah Code Ann. § 78B-5-505(1)(a)(x)

Personal works of art depicting debtor & family or produced by debtor & family

100%

Utah Code Ann. § 78B-5-505(1)(a)(ix)

1 clothes washer & dryer, 1 refrigerator, 1 freezer, 1 stove, 1 microwave oven, 1 sewing machine, all carpets in use, 12 months’ provisions, all wearing apparel (not including jewelry or furs), all beds & bedding, of debtor & dependents

100%

Utah Code Ann. § 78B-5-505(1)(a)(viii)

Proceeds from sale, condemnation, damage or destruction of exempt property

Amount of exemption given for lost or damaged property

Utah Code Ann. § 78B-5-507

Reasonably necessary health aids of debtor or dependents

100%

Utah Code Ann. § 78B-5-505(1)(a)(ii

Personal heirlooms & items of sentimental value to debtor

$500

Utah Code Ann. § 78B-5-506(1)(d)

Burial plot for debtor and family

100%

Utah Code Ann. § 78B-5-505(1)(a)(i

Animals, books & musical instruments reasonably held for personal use of debtor or dependents

$500

Utah Code Ann. § 78B-5-506(1)(c)

Dining & kitchen tables & chairs reasonably necessary for one household

$500

Utah Code Ann. § 78B-5-506(1)(b)

Benefits payable under Utah State Retirement Act

100% (subject to QDRO orders)

Utah Code Ann. § 49-11-612

Retirement funds and benefits of debtor that are tax-qualified under I.R.C.

100% except that amounts contributed within 1 year of bankruptcy filing date are not exempt (subject to QDRO orders)

Utah Code Ann. § 78B-5-505(1)(a)(xiv)

Military property of National Guardsman

100%

Utah Code Ann. § 39-1-47

Implements, professional books, or tools of trade of debtor

$3,500

Utah Code Ann. § 78B-5-506(2)

Public assistance provided under Utah Employment Support Act

100%

Utah Code Ann. § 35A-3-112

Crime Victims’ Reparation Act award

100%

Utah Code Ann. § 63M-7-521

Unemployment compensation benefits

100% (except child support)

Utah Code Ann. § 35A-4-103 & 78B-5-505(1)(a)(iii)

Workmen's compensation benefits

100%

Utah Code Ann. § 34A-2-422

Veterans benefits

100%

Utah Code Ann. § 78B-5-505(1)(a)(v)

Child support & the rights thereto

100%

Utah Code Ann. § 78B-5-505(1)(a)(vi)

Proceeds of sale of homestead for 1 year after sale

same as homestead exemption

Utah Code Ann. § 78B-5-503(5)(b)

Water rights owned by homestead claimant necessary for supplying water to homestead for domestic or irrigation purposes

100%

Utah Code Ann. § 78B-5-503(4)(a)

Partner's interest in specific partnership property, except on claim against partnership

100%

Utah Code Ann. § 48-1-22(2)(c)

Interests payable to an alternate payee under a QDRO

100%

Utah Code Ann. § 78B-5-505(xv)

Alimony or separate maintenance payments and the rights thereto

Amount reasonably necessary for support of debtor & dependents

Utah Code Ann. § 78B-5-505(1)(a)(vii)