Washington Bankruptcy Exemptions

Homestead consisting of house or mobile home in which owner resides, plus appurtenances & land, if any, on which situate

$15,000 for other personal property used as homestead $125,000 for lands, mobile homes & improvements

Wash. Rev. Code §6.13.030

Motor vehicle used for personal transportation

$3,250 ($6,500 total for community)

Wash. Rev. Code § 6.15.010(1)(c)(iii)

Earnings from work release

100%

Wash. Rev. Code § 72.65.060

Disposable earnings (earnings less deductions required by law

75% OR 35 times the federal minimum hourly wage per week, WHICHEVER IS GREATER

Wash. Rev. Code § 6.27.150

Fraternal Benefit Society benefits

100%

Wash. Rev. Code §48.36A.180

Annuity contract benefits

$3,000 per month

Wash. Rev. Code § 48.18.430

Group life insurance proceeds

100%

Wash. Rev. Code § 48.18.420

Proceeds & avails of life insurance policies wherein beneficiary is person other than the insured or the person effecting the policy

100%

Wash. Rev. Code § 48.18.410

Disability insurance benefits

100%

Wash. Rev. Code § 48.18.400

Fire insurance proceeds of policies covering exempt property

100% of exemption for covered property

Wash. Rev. Code § 6.15.030

Personal injury awards

$20,000

Wash. Rev. Code § 6.15.010(1)(c)(vi)

All wearing apparel

no limit, except value of furs, jewelry & personal ornaments cannot exceed $3,500

Wash. Rev. Code § 6.15.010(1)(a)

Personal or family burying grounds

100%

WASH. REV. CODE §§ 68.24.220, 68.20.120

Professionally prescribed health aids of debtor or dependents

100%

Wash. Rev. Code § 6.15.010(1)(c)(v)

Other personal property of debtor and family, except personal earnings

$3,000 with $1,500 limit on cash and $500 limit on bank accounts & securities

Wash. Rev. Code § 6.15.010(1)(c)(ii)

Household goods, appliances, furniture & home & yard equipment of debtor & family, including provisions & fuel

$6500 ($15,000 total for community)

Wash. Rev. Code § 6.15.010(1)(c)(i)

Family pictures & keepsakes

100%

Wash. Rev. Code § 6.15.010(1)(b)

City employees retirement benefits

100% (support claims excepted)

Wash. Rev. Code §§ 41.44.240, 41.28.200, 41.20.180

Debtor's right to retirement, disability or death benefits from employee benefit plan qualified under Internal Revenue Code

100% of qualified amounts (support claims & QDRO benefits excepted)

Wash. Rev. Code § 6.15.020(3)

Federal pension benefits

100% (except child support)

Wash. Rev. Code § 6.15.020(2)

Judges retirement benefits

100% (support claims excepted)

Wash. Rev. Code §§ 2.10.180, 2.12.090

Teachers retirement benefits

100% (support claims excepted)

Wash. Rev. Code § 41.32.052

State employees retirement benefits

100% (support claims excepted)

Wash. Rev. Code § 41.40.052

Police & Firemen's retirement benefits

100% (support claims excepted)

Wash. Rev. Code §§ 41.20.180, 41.24.240, 43.43.310, 41.26.053

Tools, instruments & materials used to carry on trade for support of debtor & family

$10,000

Wash. Rev. Code § 6.15.010(1)(d)(iii)

Library & office furniture, equipment& supplies of physician, attorney, clergyman or other professional person

$10,000

Wash. Rev. Code § 6.15.010(1)(d)(ii)

Farm trucks, stock, tools, equipment, supplies & seed of farmer

$10,000

Wash. Rev. Code § 6.15.010(1)(d)(i)

Private library of debtor, including electronic media

$3,500

Wash. Rev. Code § 6.15.010(1)(b)

Property issued to members of organized militia of Washington

100%

Wash. Rev. Code § 38.40.150

Crime victims’ compensation

100%

Wash. Rev. Code § 7.68.070, 51.32.040

Public assistance grants & payments

100%

Wash. Rev. Code §§ 74.08.210, 74.13.070, 74.04.280

Unemployment compensation benefits

100% (support claims excepted)

Wash. Rev. Code § 50.40.020

Industrial insurance benefits & workmens' compensation

100%

Wash. Rev. Code § 51.32.040

Specific partnership property

100% of partner's interest

Wash. Rev. Code § 25.05.200

Income or proceeds from trust for benefit of debtor created & funded by another person

100%

Wash. Rev. Code § 6.32.250

Traceable child support paid or owed to debtor

100%

Wash. Rev. Code § 6.15.010(1)(c)(iv)

Building materials used to improve property subject to lien from 60.04 RCW

100%

Wash. Rev. Code § 60.04.201

Separate property of nondebtor spouse

100% (but see statutes for exceptions)

Wash. Rev. Code §§ 26.16.200, 6.15.040

Property of incompetent

100%

Wash. Rev. Code § 11.92.060(3)

Tuition units under chapter 28B.95 RCW, purchased more than 2 yrs prior to filing, or contributions to qualified tuition savings programs under §529 or 530 of the IRC made more than 2 yrs prior to filing

100%

Wash. Rev. Code § 6.15.010(1)(e)