…Debtors in the following states may select Federal Bankruptcy Exemptions instead of state exemptions: Arkansas Connecticut Hawaii Massachusetts Michigan Minnesota New Jersey New Mexico Pennsylvania Rhode Island South Carolina Texas Vermont Washington Wisconsin…
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Can I be discriminated against for filing bankruptcy?
People sometimes worry that businesses, government agencies, landlords, or employers will discriminate against them if they file bankruptcy. Whether that can happen depends upon the nature of the business or entity. Government Agencies Government agencies are prohibited from discriminating against…
Credit Card Debt Calculator
Use the calculator to see how much interest you pay on your credit card balances and how long it will take to pay off your credit cards with different monthly payments. Tell us about your debt. Total Credit Card Debt: Interest Rate (Annual Percentage): Current Monthly Payment: Months It Will Take…
Can I keep my home and/or car after filing bankruptcy?
After a petition for bankruptcy is filed in the Bankruptcy Court, a trustee is appointed to oversee the case. In a chapter 7 liquidation, the trustee takes charge of the “bankruptcy estate.” The bankruptcy estate generally consists of all the property you own at the time you file…
Bankruptcy Information Terms of Use
BANKRUPTCY INFORMATION IS INTENDED TO CONVEY GENERAL INFORMATION AND SHOULD NOT BE RELIED UPON AS A SUBSTITUTE FOR PROFESSIONAL, FINANCIAL, OR LEGAL ADVICE. THE MATERIALS IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT…
Bankruptcy Information Profile
Bankruptcy Information was founded with one goal in mind: to provide a comprehensive resource for consumers exploring bankruptcy and for legal professionals seeking to extend their knowledge of the bankruptcy laws. The site is designed to be a straightforward explanation of the bankruptcy process…
Bankruptcy Information
The federal bankruptcy law is designed to provide people going through a tough financial time with an opportunity for a fresh start. To help you determine if you need a fresh start, you can use our Credit Card Debt Calculator to determine how long it will take to pay off your credit cards if you…
Online Bankruptcy
While an individual cannot actually file a bankruptcy online there are several services available online that offer to simplify the process of filling bankruptcy without an attorney. There are bankruptcy sites that will allow you to prepare all the forms online and then print them out to file with…
Bankruptcy Discharge Frequently Asked Questions
Learn more about the bankruptcy discharge law. What Debts are Dischargeable? What Debts are not Dischargeable? Difference between a Chapter 7 and Chapter 13 Discharge? Objections to a Discharge? Objections to a Chapter 13 Plan or Discharge? Can the discharge be revoked? What Happens After the…
Personal Bankruptcy
Personal bankruptcies can be filed under chapter 7 or chapter 13 of the Bankruptcy Code. A chapter 7 bankruptcy is also known as debt liquidation. It wipes out all of your debts that the Bankruptcy Code allows to be discharged. A chapter 13 bankruptcy is a court-supervised debt repayment plan….