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About Bankruptcy Information
Learn who we are and how Bankruptcy Information provides clear, unbiased guidance to help people understand their debt relief and bankruptcy options.
3 min read · Last verified 2026-07-04
BankruptcyInformation.com is an independent, national resource that explains U.S. bankruptcy law in plain language. This domain has hosted bankruptcy information since 1998; today's site is a complete, freshly researched rebuild, and our only job is to help you understand your options before you talk to a professional.
Who We Are
BankruptcyInformation.com is an independent publisher focused entirely on bankruptcy and debt relief. We don't practice law, file cases, or represent anyone in court. The work here is research and writing: reading the U.S. Bankruptcy Code, court filing schedules, and federal exemption tables, then translating what they mean for someone facing a real decision about debt. If you want the federal framework explained clearly, or you want to compare how a rule differs from state to state, that's what we built this site to do. Start from the bankruptcyinformation.com home page and work through the chapters, tools, and state pages from there.
Our Mission
Bankruptcy is confusing by design: it sits at the intersection of federal statute, local court procedure, and state-specific exemption law, and most people only encounter it once. Our mission is to close that gap: explain each chapter of bankruptcy, the process from filing to discharge, and how outcomes shift depending on where you live, without pushing you toward a particular filing decision or a particular provider. We don't sell leads, run ads, or accept referral fees. The site exists so you can walk into a conversation with an attorney or credit counselor already understanding the terms and the stakes.
How We Keep Our Content Accurate
Every figure on this site — filing fees, exemption amounts, income thresholds — is sourced from primary references: the Bankruptcy Code itself, U.S. Courts fee schedules, and published state exemption statutes. We note when a page was last verified, and we revisit content as fees, exemption amounts, and procedural rules change. When the law varies significantly by state, we say so explicitly and point you to a comparison rather than flattening the differences into a single national answer. If you spot something that looks outdated or incorrect, Contact Us and we'll look into it.
Important Disclaimer
Nothing on this site is legal advice, and using it doesn't create an attorney-client relationship with anyone. Bankruptcy outcomes depend on the specific facts of your case, the district you file in, and current law, all of which can change. Before you file anything, talk to a licensed bankruptcy attorney or a nonprofit credit counseling agency about your situation.