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Editorial Policy
How we research, write, fact-check, and review our bankruptcy content to keep it accurate, current, and genuinely free of conflicts of interest.
3 min read · Last verified 2026-07-04
Every figure on this site traces back to an official source: U.S. Courts data, IRS collection standards, or state exemption statutes. This page explains how we research, verify, and correct our content, and why we have no financial incentive to steer you toward any particular outcome.
How We Research and Source Content
We build our content from a research database that syncs figures directly from official datasets: filing fees and case statistics from the U.S. Courts, collection expense standards from the IRS, and exemption amounts from state statutes and the federal bankruptcy code. When a page cites a dollar figure, a statute, or a count, that number comes from this underlying data rather than from a writer's estimate. Where the law genuinely varies by state, we say so and point you to the relevant state page or comparison tool instead of guessing at a single national number.
Our Review and Fact-Checking Process
Before publication, each page is checked against its source data to confirm every figure, statute citation, and factual claim matches what the underlying dataset says. Every page carries a lastVerified date at the top of its metadata, showing the last time its content was checked against current sources. Bankruptcy law changes; means test thresholds, exemption amounts, and filing fees are adjusted periodically, and we treat the lastVerified date as our record of when we last confirmed a page still reflects those numbers.
Corrections and Updates
If you spot an error, an outdated figure, or a broken link, we want to know. Corrections are welcomed and, once verified against the source data, are made directly to the affected page, with its lastVerified date updated to reflect the fix. You can report an issue through our contact page. Bankruptcy figures such as exemption limits and means test thresholds are also updated periodically as official sources change, independent of any error report.
Editorial Independence
This is not a lead-generation site. We run no advertising and no attorney-referral arrangements, and nothing on this site is written to route you toward a particular attorney, service, or filing decision. The goal is a straightforward, accurate explanation of how bankruptcy works, sourced from official data, so you can make an informed decision on your own or with a licensed attorney. If that changes in the future, this policy will be updated to disclose it plainly.
If you're looking for the broader picture of what this site covers, start at the bankruptcyinformation.com home page. Our Terms of Use cover the legal terms for using this site.