Tools
Chapter 7 Means Test Calculator
Compare your household income against your state's median to see whether you likely pass the first part of the Chapter 7 means test.
Enter your gross annual income (the means test uses a 6-month average of all household income, annualized).
State median for this household size$64,321
Median figures effective 2026-04-01.
Enter your annual income above to compare it against the state median.
This is an estimate based on published median-income figures, not the complete means test. It is not legal advice.