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Terms of Use
The terms of use governing your access to Bankruptcy Information, including permitted use, important disclaimers, and the limits of our content.
3 min read · Last verified 2026-07-04
These Terms of Use govern your access to and use of bankruptcyinformation.com, including every chapter, tool, and state page linked from the bankruptcyinformation.com home page. By browsing or using this site, you agree to these terms; if you don't agree, don't use the site.
Acceptance of These Terms
Using this site means you accept these terms in full. We may revise them at any time by posting an updated version on this page, and continued use after a change means you accept the update. If you submit information to us through a contact form, a newsletter signup, or otherwise, our Privacy Policy explains how we handle it, and it works alongside these terms.
Permitted Use of the Site
You may read, browse, and link to our content for personal, non-commercial purposes. The text, graphics, tools, and data on this site belong to BankruptcyInformation.com or are licensed to us, and you may not republish, scrape, or redistribute substantial portions of it without our permission. You also agree not to use the site to break any law, interfere with how it runs, or try to access data or systems you aren't authorized to reach. Reading a chapter, comparing state exemption rules, or bookmarking a page for later is exactly what the site is built for.
No Legal Advice Disclaimer
Everything published here is educational information about bankruptcy law, not legal advice, and reading it doesn't create an attorney-client relationship between you and anyone associated with this site. We research primary sources — the Bankruptcy Code, U.S. Courts fee schedules, and published state exemption statutes — and note when each page was last verified. But law changes, and your situation has facts a general guide can't account for. Before you rely on anything here to make a filing decision, confirm it with a licensed bankruptcy attorney or a nonprofit credit counselor. Our approach to sourcing and accuracy is detailed further in our editorial policy.
Limitation of Liability
We work to keep this site accurate and current, but we don't guarantee that any page is complete, error-free, or a fit for your specific circumstances. To the fullest extent the law allows, BankruptcyInformation.com and its editors are not liable for any loss or damage arising from your use of, or reliance on, this site's content. These terms are governed by the laws applicable to our operations, without regard to conflict-of-law rules, and if any single provision turns out to be unenforceable, the rest remains in effect.