Bankruptcy by State
Bankruptcy in Delaware
How Delaware's bankruptcy exemptions, Chapter 7 income limits, and filing volume compare to the rest of the country.
Homestead exemption
$200,000
#12 of 51
Vehicle exemption
$25,000
#1 of 51
Median income (1 person)
$69,515
Chapter 7 means-test threshold
Annual filings
1,584
Year 2025
Delaware vs. national medians
National medians are calculated across all 51 states plus the District of Columbia. Ranks run from #1 (highest) to #51 (lowest). Where a state publishes a range or a conditional amount, the exemption is shown in full and ranked by its guaranteed minimum.
| Metric | Delaware | National median | Rank |
|---|---|---|---|
| Homestead exemption | $200,000 | $90,000 | #12 of 51 |
| Motor vehicle exemption | $25,000 | $7,250 | #1 of 51 |
| Median income (1-person household) | $69,515 | $71,745 | #30 of 51 |
| Median income (4-person household) | $132,244 | $126,058 | #22 of 51 |
| Annual bankruptcy filings | 1,584 | 8,707 | #40 of 51 |