Bankruptcy by State
Bankruptcy in Hawaii
How Hawaii's bankruptcy exemptions, Chapter 7 income limits, and filing volume compare to the rest of the country.
Homestead exemption
$30,000
#28 of 51
Vehicle exemption
$2,575
#20 of 51
Median income (1 person)
$85,254
Chapter 7 means-test threshold
Annual filings
1,180
Year 2025
Hawaii vs. national medians
National medians are calculated across all 51 states plus the District of Columbia. Ranks run from #1 (highest) to #51 (lowest). Where a state publishes a range or a conditional amount, the exemption is shown in full and ranked by its guaranteed minimum.
| Metric | Hawaii | National median | Rank |
|---|---|---|---|
| Homestead exemption | $30,000 | $90,000 | #28 of 51 |
| Motor vehicle exemption | $2,575 | $7,250 | #20 of 51 |
| Median income (1-person household) | $85,254 | $71,745 | #10 of 51 |
| Median income (4-person household) | $142,181 | $126,058 | #11 of 51 |
| Annual bankruptcy filings | 1,180 | 8,707 | #43 of 51 |