Bankruptcy by State
Bankruptcy in Kansas
How Kansas's bankruptcy exemptions, Chapter 7 income limits, and filing volume compare to the rest of the country.
Homestead exemption
Unlimited
No dollar cap
Vehicle exemption
$20,000
#2 of 51
Median income (1 person)
$69,197
Chapter 7 means-test threshold
Annual filings
4,199
Year 2025
Kansas vs. national medians
National medians are calculated across all 51 states plus the District of Columbia. Ranks run from #1 (highest) to #51 (lowest). Where a state publishes a range or a conditional amount, the exemption is shown in full and ranked by its guaranteed minimum.
| Metric | Kansas | National median | Rank |
|---|---|---|---|
| Homestead exemption | Unlimited | $90,000 | Unlimited |
| Motor vehicle exemption | $20,000 | $7,250 | #2 of 51 |
| Median income (1-person household) | $69,197 | $71,745 | #31 of 51 |
| Median income (4-person household) | $125,971 | $126,058 | #27 of 51 |
| Annual bankruptcy filings | 4,199 | 8,707 | #34 of 51 |
Kansas provides an unlimited homestead exemption (subject to federal acreage and time-of-ownership limits under the Bankruptcy Code).