Bankruptcy by State
Bankruptcy in New Hampshire
How New Hampshire's bankruptcy exemptions, Chapter 7 income limits, and filing volume compare to the rest of the country.
Homestead exemption
$400,000
#8 of 51
Vehicle exemption
$10,000
#6 of 51
Median income (1 person)
$87,287
Chapter 7 means-test threshold
Annual filings
946
Year 2025
New Hampshire vs. national medians
National medians are calculated across all 51 states plus the District of Columbia. Ranks run from #1 (highest) to #51 (lowest). Where a state publishes a range or a conditional amount, the exemption is shown in full and ranked by its guaranteed minimum.
| Metric | New Hampshire | National median | Rank |
|---|---|---|---|
| Homestead exemption | $400,000 | $90,000 | #8 of 51 |
| Motor vehicle exemption | $10,000 | $7,250 | #6 of 51 |
| Median income (1-person household) | $87,287 | $71,745 | #5 of 51 |
| Median income (4-person household) | $155,203 | $126,058 | #7 of 51 |
| Annual bankruptcy filings | 946 | 8,707 | #44 of 51 |