Bankruptcy by State
Bankruptcy in Ohio
How Ohio's bankruptcy exemptions, Chapter 7 income limits, and filing volume compare to the rest of the country.
Homestead exemption
$182,625
#13 of 51
Vehicle exemption
$5,025
#12 of 51
Median income (1 person)
$66,239
Chapter 7 means-test threshold
Annual filings
26,459
Year 2025
Ohio vs. national medians
National medians are calculated across all 51 states plus the District of Columbia. Ranks run from #1 (highest) to #51 (lowest). Where a state publishes a range or a conditional amount, the exemption is shown in full and ranked by its guaranteed minimum.
| Metric | Ohio | National median | Rank |
|---|---|---|---|
| Homestead exemption | $182,625 | $90,000 | #13 of 51 |
| Motor vehicle exemption | $5,025 | $7,250 | #12 of 51 |
| Median income (1-person household) | $66,239 | $71,745 | #39 of 51 |
| Median income (4-person household) | $123,702 | $126,058 | #29 of 51 |
| Annual bankruptcy filings | 26,459 | 8,707 | #5 of 51 |