Bankruptcy by State
Bankruptcy in Oregon
How Oregon's bankruptcy exemptions, Chapter 7 income limits, and filing volume compare to the rest of the country.
Homestead exemption
$150,000
#15 of 51
Vehicle exemption
$10,000
#6 of 51
Median income (1 person)
$79,089
Chapter 7 means-test threshold
Annual filings
8,244
Year 2025
Oregon vs. national medians
National medians are calculated across all 51 states plus the District of Columbia. Ranks run from #1 (highest) to #51 (lowest). Where a state publishes a range or a conditional amount, the exemption is shown in full and ranked by its guaranteed minimum.
| Metric | Oregon | National median | Rank |
|---|---|---|---|
| Homestead exemption | $150,000 | $90,000 | #15 of 51 |
| Motor vehicle exemption | $10,000 | $7,250 | #6 of 51 |
| Median income (1-person household) | $79,089 | $71,745 | #13 of 51 |
| Median income (4-person household) | $140,024 | $126,058 | #13 of 51 |
| Annual bankruptcy filings | 8,244 | 8,707 | #27 of 51 |